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Sunday, May 19, 2013

How to Write A Mortgage Deed-2

How to Write A Mortgage Deed-2


THIS DEED OF MORTGAGE made on the day of February, 2013.

MD. KAMAL UDDIN, S/O-Late Serajal Hoque Village-Gobonia, P.O. Mirsari, P.S. Mirsari, District- Chittagong, Proprietor of M/S Kamal Shoe Store, D.T. Road Mirsari, Chittagong (hereinafter referred to as "The Mortgagor" (which expression shall include his Administrator, Executor and Legal representative and heirs, successors-in-include his interest and assigns)                                                                                                           --------------One Part.


Sonali Bank Ltd., having its Head office at Motijheel Commercial Area, Dhaka and Branch office at Mirsari Branch, Mirsari, P.S. Mirsari, Chittagong besides other places  (hereinafter referred to as 'The Mortgagee Bank' which expression shall includes its Administrators, Executors, legal representatives, successors-in-interest and assigns)                                                           ----------- OTHER PART.

WHEREAS, on the application of MD. KAMAL UDDIN, S/O-Late Serajal Hoque Village-Gobonia, P.O. Mirsari, P.S. Mirsari, District- Chittagong,Proprietor of M/S Kamal Shoe Store, D.T. Road Mirsari, Chittagong of which is the mortgagor (hereinafter called "the borrower") and at the request of the mortgagor, the mortgagee-Bank sanctioned a loan by way of cash  credit Limit scheme A/C. of Tk. 5,00,000/- (Five lac)  only (hereinafter called the said the account) with interest at the rate of 14% per annum minimum with quarterly rest or at such other rate at the bank may in its discretion revise time to time and other charges as per the terms and conditions of the sanction advice cash credit sanctioned vide sanction letter of Sonali Bank  Ltd. Principal Office Agrabad Chittagong No. PO/Ctg. South/Agra/GAD/CC/Small Loan/ 1992 dated 19/03/2009 and Branch Sanction Letter No. Vide SBL/MIR/CC-3/164 Date 25/03/2009 of the mortgagee bank.
Where the said loan by way of  cash credit limit scheme A/C. of Tk.5,00,000/- (Five lac) only is sanctioned to the borrower on the conditions, amongst others, that the mortgagor who is the  guarantor for the loan in the said account of the borrower shall mortgage his property in the schedule hereto for securing the said loan and all liabilities in the account of the borrower with interest and other charges as aforesaid.


WHEREAS, the Mortgagor being the sole owner and Proprietor inclusive possession of the land Described fully in the Schedule below, has agreed to mortgage the said land to the Mortgagee as security for repayment of the said loan together with interest as agreed upon and sanction to the Mortgagor.
NOW THIS DEED WITNESS THAT THE Mortgagor is the absolute and inclusive owner of the land described fully in the schedule below! and the mortgagor hereby great, assign, secure, convey and transfer unto the Mortgagee the piece and parcel of land together with all rights, liberties attached to the said land which at any time during the continuance of this security shall being to the Mortgagee to Hold the said piece and parcel of land hereby assigned and transferred unto and to the use of the Mortgage absolutely and free from all encumbrances.

 the Mortgagor do hereby covenant with the mortgage as follows :-
  1. The Mortgagor shall pay to the Mortgage the loan amount together with interest at 9%  above Bank Rate minimum 14% per annum with quarterly rest within the period of repayment up to one year from the date of availing Subject however to the condition that if the account is not conducted satisfactorily penal interest will be charge 01% in the first month and thereafter it will be increased by 01% in each following month to maximum of 14% of total interest including penal interest.
  2. The mortgagor shall pay all rents, taxes and duties and assessment, dues owing & payable in respect of the said land for the security hereby  created  and  during  the  continuance of these present and in case the mortgagor fails or neglects to pay the rent, taxes, dues then and any or such cases it shall be lawful for but not obligatory on the mortgagee to pay such  rents, taxes  and assessments and payment so made by the mortgagee shall be charges upon the land hereby mortgaged with the said principal sum and interest hereby secured as if they have formed part thereof.
  3. The Mortgagor shall no allow a Receiver to be appointed except at the instances of the mortgagee who shall always at its discretion be able to do so on the said piece and parcel of land (Described in the schedule below) or any part thereof or any distress or execution to be levied or enforce upon against the said piece and parcel of the immovable property or create or support or attempt to create hereinafter any charge or Mortgage or on the said land (described in the schedule below) which may prejudice security hereby constituted and if any charge or mortgage is so created it shall be void for all interests and purposes.
  4. The piece and parcel of land  together with all additions thereto shall be hold as a security for the said loan and the mortgagor will not create any mortgage, charge, linear or encumbrances affecting the same or any part thereof or do anything would prejudice this security and the mortgagor shall not part with the said land except with the permission in writing of the mortgagee and if anything is done to the contrary, the same shall be void.
  5. The mortgagor here declare that all the said piece and parcel of land are the absolute property of the mortgagor at the sole disposal of the mortgagor and free from any prior charges or encumbrances and that the mortgagor have no done or knowingly suffered or been party to anything  whereby he is in any way prevented from mortgaging the said land in the manner aforesaid and the mortgagee will do and execute at their cost all such acts and things for further and more particularly assuring the said land of any part thereof to the mortgagee as shall be required by the mortgagee at their discretion for giving better effect to these presents.
  6. The mortgagor shall permit mortgagee, it agents, nominee and servants from time to time at all times during the continuance to this security to enter upon the said mortgaged land or any part thereof to view, inspect and value the same and shall render to the mortgagee, its agents, nominee and servants all facilities as may be required for any of the purposes aforesaid.
  7. The mortgagee after it has become payable under the provisions of this deed shall in addition to any other remedies available to them under the law, have the power to sell without the intervention of the court the mortgaged property or any part thereof for realization of the money due to them under the deed. 
  8. The said mortgagor shall be personally responsible to repay the said loan and in case the realization from the property hereby mortgaged falls short of the amount due to the mortgagee, the later shall be entitled to recover the same personally from the mortgagor as well as from other movable and immovable properties belonging to him. 
  9. During the continuance of this security the mortgagor will not cause any person to registered as the proprietor of the said land without the mortgagee's consent in writing. 
  10. That be it noted that the mortgagee may extend the loan from time at its absolute discretion the small loan at the request of the Mortgagor in respect of the business of Mortgagor and this mortgagee shall hold good for any such advance or extension whether in this account or any other accounts that may be given in future by the mortgagee.


          All that piece and parcel of land situated at District-Chittagong, P.S. Mirsari, Mouza-Middle Mogadia, J.L. NO. 71 R, S, Khatian No 1999 and 3037  R. S. Plot No-16009 and 15956 P.S. Khatian No. 3363/6143 B.S. Khatian no. 776/2117 and  B.S. Plot No. 55851/ 55877 And B.S. Mutation Khatian No. 6780 area of land 10.75 Satak   thereon.

                   IN WITNESS WHEREOF, I, the Mortgagor, have got my hands on day, month and year first above written. 

Enclosures :-
          Original Pay Order No. ......................... dated ..../02/2013 for Tk.1,450/-        of Sonali Bank Ltd., Mirsari Branch, Chittagong towards stamp prashashan non-judicial after adjustment of Tk. 50/- against purchase of stamp in the Deed of Conveyance together with one photocopy thereof.


Drafted  By :





Wednesday, May 15, 2013



Dated, the...../09/2009

KNOW ALL MEN BY THESE PRESENTS That I Mr. Md. Mahabub Alam  S/o- Md. Faizul Haque  and Mothers name- Most. Amana Khatun of Village-Haphania, Post- Naria Gadi, P.S. Satia, District-Pabna. At Present-Kalabager Bari Pathantolly Bangsal para, P.S-Doubalmooring, District-Chittagong

How To Write an Affidavit

This is a Proforma Writing of an Affidavit made before the court of law, So You Audiences can achieve the knowledge '-

How to write an Affidavit?'



I, M. MOHIUDDIN, S/O-Late Sultan Ahmed of Village-Poragolpur, P.S. Mirsarai, District-Chittagong. age-40 years, Muslim by religion, Bangladeshi by Nationality, by profession Business, do hereby solemnly declare and affirm as follows :-

Monday, May 13, 2013

How To Write a Mortgage Deed?

In This How To write Series I will show you different Deed and Agreement Proforma, Today I am going to show you how to write a Registered Mortgage Deed. So, Teach Yourself!



MD. RAFIQUE AHMED, S/O- Late Anu Meah  of Haji Camp D.T.Road, In Front of Hakkani Patrol Pump Village-Saripara, P.S. Pahartali, District-Chittagong, Prop. M/S ALVI STORE,

How To Write a Deed Of Continuation?

Dear Viewers, now i will show you some technical know how, you will really find immense pleasure as you were with me from the beginning.

How To Write a Deed Of Continuation Especially in Contract

Deed of Continuation

THIS DEED made on the 24 day of February, 2009 BETWEEN M/S A.K. KHAN JUTE MILLS LIMITED (Weaving Unit), Represented by its Managing Director Mr. Abul Kasem Shamsuddin Khan, S/O-Late Abul Kasem Khan (A.K. Khan), Project at-North Kattali, P.O. Feroz Shah Colony, P.S. Pahartali, District-Chittagong, hereinafter called "The Mortgagor Company" and Sonali Bank Ltd, a Banking Company incorporated under the Bangladesh Bank Nationalization order 1972 with Head Office in Dhaka and Corporate Branch Office at K.C. Dey Road, P.S. Kotwali, District- Chittagong, hereinafter called the "Bank Mortgagee" WITNESSES that in consideration of the renewal of Cash Credit Hypo Loan Limit of Tk. 3,25,00,000/-(the receipt of which sum the Mortgagors hereby acknowledge) the Mortgagor Company HEREBY AGREE with the mortgagee that all the powers given by the Mortgagor Company to the Mortgagee by virtue of the Regd. General Irrecoverable Power of Attorney No. 1247, Dated 06.01.1998, No. 24, Dated 06.01.1998, No. 1613, Dated 13.10.1998 & No. 1337, Dated 27.06.2004 (hereinafter called the Principal Deeds), Registered Mortgage Deed No. 1853, Dated 27.12.1995, No. 23 Dated 06.01.1998, No. 1614, Dated 13.10.1998 & No. 1336, Dated 27.6.2004, followed by Affidavit No. 8577, Dated 14.10.1998, shall continue to remain valid and in full force for the present renewed amount of Tk. 3,25,00,000/-.
          AND that all the provisions of Principal Deeds, Registered Mortgage Deeds as well as Affidavit, shall apply as if the sums hereby sanctioned vide, Corporate Branch Office Sanction Letter No. SB/KCDR/CTG/ADV/CC/125 dated 25.01.2009 had been originally concerned by the Principal Deeds, Registered Mortgage Deeds followed by affidavit as stated above.
IN WITNESSES WHEREOF, We the Mortgagors have set out hands and seal on the 24 day of February, 2009.  

                                                                           SIGNATURE OF THE MORTGAGOR
                                                                                              WITH SEAL
Drafted by :
Witnesses :

English Literature / Grammar- Some Important Words Relating To Court Practice And Essential in Everyday Life

English Literature/Grammar

In English Language and Of course in English Literature, We Must Have Some Anxiety to Build a
meaningful word. Sometimes we didn't find the appropriate word to use in between our sentence making. So, Here I am Giving The One-Word Substitution along with it's Bengali meaning as well as it's Explanatory Easy English Meaning. Go, Grab It!

One-Word Substitution    Part -1

Explanatory  Expression

One-Word Substitution

To Give Up Throne Or Any Office
Abdicate (cwiZ¨vM Kiv )
The Original Inhabitants of Australia
Aborigines (A‡óªjxq Avw`evmx)
Medical Termination of Pregnancy Miscarriage
Abortion (Mf©cvZ)
To Hasten The Progress Or Increase The Speed
Accelerate(MwZ evov‡bv)

To Be Continued......Part -2

Saturday, May 11, 2013

Family Certificate For Visa and Citizenship Purpose

How To Write A Family Certificate For Visa And Legal Purpose 

I will show you now how to write a family certificate as a legal document needed for passporting and visa purpose and citizenship purpose.

Friday, May 10, 2013

How To Write an Irrevocable Power of Attorney?

Dear Viewers, Now I will show you a easy technique to know How To Write a General Irrevocable Power of Attorney-
Dated, the...../03/2013

KNOW ALL MEN BY THESE PRESENTS That I MD. MOZAHIR HOSSIAN CHOWDHURY, S/o- Azharul Haque Chowdhury of Village Kismat Zafarabad, Post & P.S. Mirsari, District- Chittagong and Proprietor of M/S A. H. Enterprise & Co. of 1025/A, Hill View, Biazed Bostami Road, Nasirabad, Chittagong do hereby constitute, appoint and

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